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The Official Site of the Superintendent-Educator’s Network |

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To contact us: |
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132 Main Street Hingham, MA 02043-2507
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Phone: 781-749-1079 or 508-564-4841 Fax: 775-307-9097 Email: rphawkins@SuperEdNet.com |
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Updated: 3/25/2010 |
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I thought you might be interested in learning about the MassMutual Retirement Management Account (“RMA”), a program that can help transform your retirement savings into a reliable stream of lifetime income. All guarantees are based on the claims-paying ability of the issuing company. The monthly payouts from the RMA can be inflation adjusted. If elected, inflation adjustment applies only to the annuity payments. Click here to watch and hear a short presentation about the RMA. No programs or downloads needed. The link will automatically open a Web browser for you. Many experts agree that including an income annuity is a practical approach to generating and managing retirement income. The Retirement Management Account is an Individual Retirement Account (“IRA”) that features mutual fund model portfolios along with a flexible premium immediately annuity. Guidance on how much you can withdraw from your account is provided to you through an income planning and monitoring tool that is built into the program. You have the flexibility and control to allocate your money from the model portfolio to the annuity. As always, feel free to contact me at 781-749-1079 or 508-564-4841 for assistance and additional information about the RMA. Sincerely, Dick Hawkins
Before investing in any of the Oppenheimer funds, investors should carefully consider a fund's investment objectives, risks, charges and expenses. Prospectuses for the funds available in the mutual fund model portfolios contain this and other information about the funds and may be obtained from your advisor. Please read the prospectuses carefully before investing. The Immediate Annuity (Policy Form MMFBA-05) is a flexible income benefits and flexible purchase payments annuity contract issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111. The RMA program may only be offered to clients by investment advisor representatives of MML Investors Services, Inc. (MMLISI). Program Sponsor: Massachusetts Mutual Life Insurance Company, Investment Advisor Co-advisors: Massachusetts Mutual Life Insurance Company and MML Investors Services, Inc. MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. IMG3336 RI00832 |
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